Credit Analyst

About

Description

To gather, analyze, and derive insights from client financial information to assess credit risk. The role involves in-depth research on client businesses, industries, and legislation, with a specific focus on Non-Bank Financial Institutions (NBFIs) such as insurance companies, asset managers, funds, and exchanges. The analyst is responsible for preparing comprehensive credit applications, managing a portfolio, and ensuring compliance with credit facilities.

Responsibilities

• Prepare high-quality credit applications, assessing risks, and applying credit ratings and frameworks
• Perform detailed financial analysis and interpret the results clearly
• Manage credit limits, new requests, and annual reviews for an assigned portfolio of counterparties
• Monitor and ensure compliance with approved facilities (covenants, excesses)
• Update credit systems and assist with monitoring and exception reporting
• Service relationships with business partners to support credit objectives
• Present credit applications and analysis to credit executives and committees
• Assist with peer reviews of credit applications

Qualifications

• Education: A B Com (Hons), CA(SA), CFA, or similar qualification
• Experience:
• Preferably 3 to 5 years’ experience in Non-Bank Financial Institutions (NBFI) credit or similar credit analysis
• Solid experience in banking and financial markets
• Previous experience interacting with business stakeholders, credit committees, and clients
• Skills & Competencies:
• Ability to perform detailed financial analysis, forecasting, and ratio analysis
• Good understanding of banking and global markets, products, and their inherent credit risks
• Ability to work under pressure, meet tight deadlines, and deal with complexity
• Proactive, with ownership and accountability
• Strong verbal and written communication skills
• Team player with the ability to work independently
• Ability to present confidently to credit executives and committees

Application instructions:

• Apply Now!
• Submit your application before the closing date of February 18, 2026. Applications will NOT be accepted on or after February 18, 2026. The company encourages voluntary disclosure of disability information for confidential support under its Employment Equity plan