Graduate Trainee: Credit

About

Description

A 12-month graduate placement programme (contract) within the Credit Department, designed for 2024/2025 graduates interested in credit management, financial analysis, and risk assessment. The graduate will rotate between the Debtors function and Credit Relationship teams, gaining exposure to the full credit lifecycle and financial services operations, with structured training and mentorship.

Responsibilities

• Assist with debtors management, including account monitoring, reconciliations, and follow-ups.
• Support the credit assessment process, including analysis of financial information and client credit applications.
• Assist with credit risk management, including monitoring exposures and supporting compliance with credit policy.
• Capture, maintain, and update debtor and credit records accurately on relevant systems.
• Support the Credit Relationship teams with administrative and operational tasks.
• Assist with the preparation of basic financial and credit-related reports.
• Communicate with internal stakeholders and clients regarding accounts and credit matters.
• Gain exposure to credit policies, procedures, and regulatory requirements.
• Participate in structured training, mentorship, and assessments as part of the graduate programme.

Qualifications

• Education:
• Matric / Grade 12.
• A University Degree obtained in 2024 or 2025 in a relevant field (e.g., Credit, Finance, or related).
• Skills:
• Basic financial skills, including an understanding of financial information and debtor principles.
• Ability to compile clear and accurate information.
• Strong computer literacy, particularly in MS Excel and MS Word.
• Strong attention to detail, professionalism, and willingness to learn.
• Strong written and verbal communication skills.
• Analytical and problem-solving ability.
• Advantageous: Valid driver's license.
• Other Requirements:
• Appointment is subject to SETA approval.
• Applicants must submit a certified copy of their qualification and proof of unemployment at the time of application.

Application instructions:

• The closing date is 30 April 2026.
• The company can expire job adverts at any time at its own discretion.
• Applicants must submit a certified copy of their qualification and proof of unemployment at the time of application.